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Why Should You Take Life Insurance ?

Most people skip term insurance because they don’t really get how it works or think it’s just for tax benefits. But term insurance is all about protecting your family financially if something unexpected happens to you.

It’s simple, affordable, and gives your loved ones a safety net when they need it the most. Don’t wait for a crisis to act—getting term insurance now means peace of mind for tomorrow.

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Benefits of Life Insurance

✔️Debt and liability coverage — helps your family pay off any outstanding loans or debts, so they aren’t left with financial burdens.

✔️Funeral expense protection — covers funeral and related final expenses, easing the financial strain during difficult times.

✔️Savings and investment option — some policies build cash value over time, helping you save or invest while staying insured.

✔️Financial security for family — ensures your loved ones have financial support to maintain their lifestyle if you pass away unexpectedly.


Why Should You Take Health Insurance ?

Most Indians are either unaware of health insurance benefits or unclear on how to use their policies. In rural areas, over half don’t even know how to buy one, and many policyholders don’t fully understand what their plans cover.

This confusion leads to claim rejections, poor usage of existing policies, and hesitation to invest in proper coverage — all of which can turn a health crisis into a financial disaster. It's critical to act before that happens.

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Medical expenses in India are rising rapidly, making healthcare unaffordable for many.

  • Even a short hospital stay can cost anywhere between ₹50,000 to ₹2,00,000.
  • Specialist treatments and surgeries push costs even higher.
  • Without health insurance, these bills must be paid entirely out-of-pocket.